Irvine, Orange County ERISA Claims: How Mazarei Law Group, Inc. Can Help You Fight for Your Benefits in Irvine, Orange County
Understanding ERISA Claims
The Employee Retirement Income Security Act (ERISA) was enacted in 1974 to protect employees’ rights to health and disability benefits provided through their employers. While the law was designed to ensure fair treatment, many claimants find themselves facing wrongful denials, delays, or unfair reductions of their benefits. If you are struggling with an ERISA claim dispute in Irvine or Orange County, Attorney Tawny Mazarei and Mazarei Law Group, Inc. are here to help you fight for your rights.
What Is ERISA and How Does It Affect Your Benefits?
ERISA is a federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry. It provides protections for participants and beneficiaries by requiring employers and insurance companies to operate plans fairly and transparently.
Types of ERISA Claims
- Long-Term Disability (LTD) Insurance Claims – Employees who are unable to work due to an illness or injury may apply for long-term disability benefits. Unfortunately, many claims are unfairly denied by insurance companies.
- Short-Term Disability (STD) Claims – Temporary disability benefits can be denied due to technical errors, incomplete documentation, or biased medical reviews.
- Health Insurance Disputes – Employees may face wrongful denial of medical treatments, surgeries, or prescription coverage under their employer’s insurance plan.
- Life Insurance & Accidental Death Benefits – If a loved one’s life insurance payout is delayed or denied, ERISA laws may allow beneficiaries to challenge the decision.
- Retirement & Pension Plan Disputes – Issues involving the mismanagement or denial of retirement benefits can also be pursued under ERISA.
Why Are ERISA Claims Denied?
Insurance companies often deny ERISA claims for financial reasons, using tactics that make it difficult for claimants to obtain the benefits they are entitled to. Common reasons for denial include:
- Lack of medical evidence – Insurers may claim that your condition does not qualify as disabling.
- Missed deadlines – Strict timelines apply to ERISA claims and appeals, making it essential to act quickly.
- Policy exclusions – Insurance providers may argue that your condition falls under an exclusion clause.
- Alleged pre-existing conditions – Insurers sometimes deny claims by asserting that the disability or illness was pre-existing.
- Failure to follow treatment plans – If an insurer believes you did not follow medical recommendations, they may deny your claim.
How Mazarei Law Group, Inc. Can Help with ERISA Claims in Irvine, Orange County
1. Reviewing Your Policy & Denial Letter
When you bring your case to Attorney Tawny Mazarei, our firm will carefully analyze your insurance policy and the reasons given for your denial. We will identify errors, inconsistencies, and violations of ERISA law.
2. Gathering Strong Evidence
Insurance companies rely on technicalities and incomplete medical records to deny claims. Our firm will work with medical professionals, vocational experts, and financial analysts to strengthen your case with solid evidence.
3. Filing an ERISA Appeal
ERISA law requires claimants to appeal a denial before filing a lawsuit. Our legal team at Mazarei Law Group, Inc. will ensure that your appeal is filed within the strict deadlines and includes all necessary documentation to improve your chances of success.
4. Negotiating with the Insurance Company
Insurance companies are notorious for offering low settlements to avoid full payouts. Attorney Tawny Mazarei is skilled in negotiating favorable settlements and ensuring that insurers comply with ERISA regulations.
5. Filing a Federal Lawsuit if Necessary
If your appeal is denied, ERISA allows claimants to file a lawsuit in federal court. Our firm will aggressively represent you in litigation, challenging unfair denials and seeking the maximum compensation available.
Why Choose Mazarei Law Group, Inc. for Your ERISA Case?
- Experience & Knowledge – With years of experience handling complex insurance and ERISA cases, we know how to fight back against unfair claim denials.
- Client-Centered Approach – We prioritize personalized legal strategies and one-on-one attention.
- Proven Track Record – Our firm has a history of winning ERISA cases and securing substantial settlements for clients in Irvine and Orange County.
- Aggressive Representation – We will not back down against large insurance companies. Our firm is committed to ensuring you get the benefits you deserve.
Get Legal Help Today for Your ERISA Claim in Irvine, Orange County
If you are facing an ERISA claim denial or insurance dispute, don’t fight the insurance companies alone. Attorney Tawny Mazarei and Mazarei Law Group, Inc. are ready to help you secure the benefits you are entitled to under federal law.
Contact us today at [Your Law Firm’s Phone Number] for a free consultation or visit our office in Irvine, Orange County to discuss your case.
[Your Law Firm’s Website URL] – Learn more about how we can help with ERISA claims and other insurance law matters.
Let us help you fight back and protect your rights!