Dentists and Business Owners In California and the need for Disability Insurance
– Business Overhead Expense (BOE) is a form of disability insurance that provides coverage for business overhead if the owner suffers from a disability (temporary or permanent). The BOE expenses typically include overhead which consists of: rent, mortgage, insurance premiums, employee salaries, and other similar expenses a business incurs in running its affairs. All business owners should look into buying insurance policies that provide such coverage. This is particularly true for certain professions, such as dentists who face higher incidents of disability. If you suffer from a sudden or gradual onset of a disability, it is extremely important to hire a California attorney who represents your interests zealously and diligently. From your end, it is extremely important that you assist your attorney with documents supporting your claim for damages.
If a disability insurance provider fails to provide you with the policy benefits owed under your insurance policy (for which the insurance company has been collecting premiums), the insurance company may be held liable for insurance bad faith. Mazarei Law Group, Inc. will work to protect your rights and livelihood.